Water Damage Without Insurance in Sacramento, Placer & El Dorado Counties

Fix water damage without filing an insurance claim.

Self-pay cleanup, drying and repairs

WRITTEN PRICE BEFORE WORK STARTS

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Water Damage Without Insurance

Many homeowners pay for water damage themselves instead of filing a claim. ERC handles the cleanup, drying and repairs, and you get a written price before work starts. If you pay us directly, we do not file anything with your insurer.

BEFORE WE ARRIVE

If you can do it safely, shut off the main water valve and move valuables off wet floors. Turn off power to wet areas only if you can reach the breaker panel without standing in water.

WHAT WE HANDLE

Leak source found and documented

Water extraction and structural drying

Removal of wet drywall, insulation and flooring

Moisture readings checked until the structure is dry

Drywall, paint, flooring and cabinet repairs by our construction team

Photos and moisture records for your files

HOW IT WORKS

1. Call or text (916) 206-5545, 24/7.

2. Assess: we find the source, map the moisture and show you what is wet.

3. Written price: you get a written scope and price in a California home improvement contract before work starts.

4. Dry and rebuild: we dry the structure, then our construction team puts it back. You pay us directly.

WRITTEN PRICE BEFORE WORK STARTS

STRAIGHT ANSWERS

Will you report the damage to my insurance company?

No. If you pay us directly, we do not file anything with your insurer.

What affects the price?

How much area is wet, how long it has been wet, which materials are affected, and how much needs to be rebuilt. We give you a written price after we see it.